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Michigan Commercial Insurance Mutual (mcim) traces its roots to 1980 when the Michigan Construction Industry Self-Insurers' Fund (MCISIF), a workers' compensation insurance program was launched.

From 1980 through 1999, MCISIF developed and enhanced its reputation for unparalleled customer service and value, and in return, enjoyed steady growth in both the number of policyholders as well as premium volume. Starting with 300 members, the company grew to over 3,350 policyholders near the end of the century. Along the way, it became the largest self-insured group fund in the State and the eleventh largest writer of workers' compensation (out of 235 companies) in Michigan. MCISIF distinguished itself as the leader in providing workers' compensation coverage through its emphasis on loss prevention, customer service and fiscal soundness.

Building on its two decades of growth and success, MCISIF took the historic step of converting to a mutual insurance company, mcim, on January 1, 2000—the first group fund in Michigan to achieve that distinction. In 2001, mcim began its diversification by entering into the manufacturing arena. That evolution continued into other businesses, and today we write coverage in virtually every industry group.

mcim expanded its geographical reach, becoming a multistate carrier when it opened its Florida office in Sarasota on November 29, 2004. Our growth continues, and we now write coverage in Florida, Georgia, Illinois, Indiana, Michigan and Wisconsin.

Michigan Office: toll free 800.262.4743 / Florida Office: toll free 877.925.9911 / email: info@mcim.com / terms of use