Michigan Commercial Insurance Mutual (mcim) traces its roots to 1980 when the Michigan
Construction Industry Self-Insurers' Fund (MCISIF), a workers' compensation insurance
program was launched.
From 1980 through 1999, MCISIF developed and enhanced its reputation for unparalleled
customer service and value, and in return, enjoyed steady growth in both the number
of policyholders as well as premium volume. Starting with 300 members, the company
grew to over 3,350 policyholders near the end of the century. Along the way, it
became the largest self-insured group fund in the State and the eleventh largest
writer of workers' compensation (out of 235 companies) in Michigan. MCISIF distinguished
itself as the leader in providing workers' compensation coverage through its emphasis
on loss prevention, customer service and fiscal soundness.
Building on its two decades of growth and success, MCISIF took the historic step
of converting to a mutual insurance company, mcim, on January 1, 2000—the
first group fund in Michigan to achieve that distinction. In 2001, mcim began its
diversification by entering into the manufacturing arena. That evolution continued
into other businesses, and today we write coverage in virtually every industry group.
mcim expanded its geographical reach, becoming a multistate carrier when it opened
its Florida office in Sarasota on November 29, 2004. Our growth continues, and we
now write coverage in Florida, Georgia, Illinois, Indiana, Michigan and Wisconsin.